Retire-In-Philippines To Experience
A Millionaire's Lifestyle!

W E L C O M E !

Dear Visitors,

Thinking to retire-in-Philippines in the near future?

Thank you for stopping by this site!

My name is Tony Angus. I reside in San Jose, California for almost 20 years. My national origin is Cebu, Philippines. I am semi-retired from the electronic industry and I am an Independent Business Owner (Home Based or Work At Home)

My ultimate goal is to make a difference by helping people who are especially approaching retirement age, who still have home mortgages, become debt free and rich too so that they can experience a millionaire-like lifestyle when they retire-in-Philippines.

I have a program that can help you "Pay off your 30-year mortgage in a few years instead of decades without refinancing and no net cost to you." For more information, click menu button on the left, "Home Free & Clear".

I am inviting you to join me in experiencing a millionaire's lifestyle in the Philippines. It's because being debt free with your pension funds and other passive income from your investments, you can have all the domestic helps and conveniences which will make your life enjoyable, being stress-free. Consider to retire-in-Philippines.

I will be spending plenty of time there during the course of every year with my eldest son in Manila, seven grandchildren and one great grandchild. I will also spend some time with my youngest son who is a Singapore resident. Just read more below to get more information about life to retire-in-Philippines.

Again, thanks for stopping by and hope you get all the information you need to know.

All the best!

Tony E Angus

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About The Philippines

There are already thousands of Foreign retirees living in the Philippines. Some 1,500 Americans live in Angeles City, once home to Clark Air Base. Other cities include Manila, Cebu, Puerto Galera, Davao and many more. There are expatriates from many other lands too, living in cities and communities scattered around the thousands of islands that make up this tropical paradise. Retire-in-Philippines, beautiful place to be.

More Information About Retiring In Philippines

For many British, Australians and Americans, retirement time is just around the corner. At home, with low interest rates and high cost of living, the prospect of trying to live on a pension, in old age, is a daunting one unless you are prepared to substantially downscale your lifestyle. For some, moving to retire in another country is an option which has been successful in the past with Spain, Portugal, Mexico and Puerto Rico being among some of the more popular destinations. But why not consider to retire-in-Philippines?

Retire-in-Philippines, it offers a significantly lower cost of living. The Philippine Peso (PhP) exchange rate is approximately PhP 48 to $ 1.00 or PhP 94 to 1 Pound [Sterling (GBP)]. Housing, food, and labor costs are quite reasonable. A One bedroom condominium can be purchased for around $ 60,000 or GBP 32,500 or a Studio for only $ 34,000 or GBP 18,000 and one can dine out on average at a three star restaurant for less than PhP 500. If you hire domestic help, a private driver’s salary is approximately PhP 10,000/month, while trained housekeepers earn approximately -PhP 5,000/month. These salaries are lower if you live in the provinces. retire-in-Philippines.

Cable Television, Hi-Speed Internet and Satellite Communications are cheap. One can hire an air-conditioned taxicab for eight hours for less than $25.00. In a country where a provincial Governor’s salary is only PhP 28,000 per month, and a Presidential Cabinet Under-Secretary earns PhP 35,000, your pension can go a long way. So, if you have a retirement income of approximately $1,500 to $2,000 per month ( PhP 80,000 to 100,000) you can live quite comfortably when you retire-in- Philippines.

As for health care, most U.S. Health Maintenance Organizations pay for medical expenses incurred in the Philippines. Check with your HMO. The Philippine Department of Foreign Affairs presently has a task force headed by former Secretary Roberto Romulo working to have the U.S. government accredit a number of first class Philippine hospitals for Medicare reimbursement. The Makati Medical Center, one of the nation’s best already has such accreditation.

Unknown to many is that for many years, citizens of nearby countries such as Thailand, Nauru, Tonga, Indonesia, and Malaysia have flocked to the Philippines for medical care, particularly sensitive surgical procedures. The quality of medical care at the better Manila hospitals such as the Asian, St. Luke’s, Medical city, Cardinal Santos, Philippine Heart Center for Asia, National Kidney Institute, and Makati Medical Center meets international standards. Retire-in-Philippines

English is the Philippines’ official business language. Most of the people you will meet, from hotel workers, taxi drivers, sales or service people, government employees all speak English, or have a working understanding of it. The middle class speak English, without exception. All major newspapers, and major broadcast companies use English. An English speaking visitor will never get lost in the Philippines. retire-in-Philippines.

It is the universal use of that language that has been a strong incentive to foreigners. As well, communications links within the country and to other countries via the various commercial gateways is up to international standards. For example, the use of cell phones and text messaging is so common that housemaids, street vendors and food hawkers can be seen using their cell phones incessantly. Consider to retire-in-Philippines.

One will never want for adventure and sights to experience in the Philippines. There is always a colorful Fiesta, pageants, street festivals, and open public events going on. Lush with bountiful natural resources, one can enjoy the numerous beaches, resorts, golf courses, and play just about any sport, except skiing. There is an ice skating rink in Manila, though. Scuba diving and fishing are among the sports which draw the most number of foreigners to the rich aquatic offerings.

Shopping is the Filipinos’ second most popular activity, the first is eating. Manila is Asia’s undiscovered shopping Mecca. You will love the golden purple sunsets, the fragrance of the flowers at dusk, and the wonderful array of fruit and food. I used to enjoy watching the Sun set from the bar at the Philippine Cultural Center. There, you can listen to the Symphony, check out a play, or enjoy Grand Opera. There is just so much to explore and discover, specially in terms of nature, culture, and history. If you’re a betting man, there’s horse racing, the Jai Alai, numerous first class casinos, and of course, cock-fighting. Manila is well known for its exciting night life. Consider Retire-in-Philippines.

The Philippines offers affordable real estate and good investment opportunities for those seeking a retirement haven.

“Where can you find a 350 sqft Freehold Flat in the heart of Central London for only 25,000 Pounds and then get up to 18% per annum ROI from rental returns UK Tax Free” enthuses Collingz. “These figures probably seem Crazy to London Property Buyers unless they remember the prices of Flats and Apartments back in the late 70’s” and all of this comes complete with average 85 degree temperatures and sunshine nearly all year round” said Beth Collingz whom used to live in South Kensington and still owns several Chelsea Embankment Townhouses and St. Catherine’s Dock Flats before coming over to the Philippines

If you have $60,000 or GBP 30,000 to invest, here are some buys you could make right now with that budget:

1. A Freehold Unfurnished Studio Suite at the Lancaster Atrium Manila for Initial Property Appreciation Investment and Rental Income from 2010 in Metro Manila, Philippines. Floor Area 28.17 square meter [304sqft].

2. A Freehold Fully Furnished Studio Condotel Suite at the Lancaster Suites Manila for Rental Income in Metro Manila, Philippines. Floor Area of 27.23 square meters [293sqft].

3. A Freehold Fully Furnished Studio Condotel Suite at the Lancaster Cebu Resort Residences for rental income from 2007 in Cebu, Philippines. Floor Area 36.5625sqm [395sqft]. Consider retire-in-Philippines.

Condotel Investments At Lancaster Condo-Hotels, Metro Manila

Lancaster condo-tels can be purchased as either a residential condo or vacation homes to buyers whom would probably only occupy the units no more than one month per year or as investment real estate or Buy to Let Rental Income Properties.

In normal circumstances the unit owner pays maintenance and upkeep of the unit for the entire year without deriving any benefit. However, in a Condominium Hotel, during the time they do not ocupy their units, they have the option to rent out their Condo through the hotel management and receive rental income on their property making ownership of a condotel unit an income generating property and self-liquidating investment with hassle-free property management as the hotel can rent out their unit with all the services provided by day, week, or month.

Pacific Concord Properties, Inc., Flagship Lancaster Suites Condotel [Manila] development located along Shaw Boulevard, Mandaluyong City, Metro Manila, one of the hottest Condotel Investments in the Philippines is now accepting Reservations for Studio, One, Two & Three Bedroom Suites adopting International Standard Escrow Trust Account “Buyer Safe” Easy Secure Payment Plans… with 6 year interest free payment terms or up to 12 year no pre-qualification "In-House" financing available, full condo ownership, minimal management costs for Condotel Suites and minimum monthly maintenance fees, as buyers or sellers of Real Estate you really should take a moment to look into this Philippine Condotel Investment Opportunity.

To be completed and ready for turnover from December 2010, the Lancaster Suites Manila Atrium Tower II will provide unit owners with premier residential condo units with option of enrolling their units in the Lancaster Condotel Rental Pool.

Lancaster Suites have basic kitchen facilities. The standard unit price [Option 2 – Semi Fitted Suites] provides for the suite to be semi-finished but not fully furnished or fitted. Included in the current standard basic price for the ‘Semi-Fitted’ units are the interior finishing’s such as tiled & fitted bathrooms, bedrooms with simulated wood plank flooring, semi-fitted living and dining area tiled floorings and lower kitchen cabinets/work tops installed. Ceilings and walls are painted cement finish.

Units are also available on a Bare Unfinished basis [Option 1 – Bare Unfinished Units] on 12 Year Payment Plans for clients intending to fit-out their own suites or avail of the Condotel completion at a later date.

For Ready for Occupancy Condotel Suites please check out our new Lancaster Suites Tower I Shaw Boulevard, Metro Manila.

Ready Retire-In-Philippines, See ready for occupancy.

Suites & 12 Year Payment Plans Written by PLC Marketing Wednesday, 30 May 2007

Due to popular demand, the Lancaster Atrium Suites are now available as Bare Unfinished Units for clients whom are not intending to join the Condotel Rental pool and wishing to fit out their own suites for Residential purposes on the very affordable and competitive New Payment Plan that provides for Suites to be purchased on a 12 year Payment Plan that provides for 50% of the purchase price of the unit to be paid over 4 years without interest and the remaining 50% over 8 years Last Updated ( Saturday, 05 January 2008 ) Read more...

Banco De Oro (BDO) a commercial Bank in Metro Manila has just approved a buyer's financing or mortgage plans for Lancaster Suites Tower I Manila Condotel units. Beth Collingz, PLC International Marketing Director stated that "The new financing scheme, a first providing Philippine Mortgages to Foreign Nationals residing overseas for the purchase of Condotel units in the Philippines, is now available to unit owners (Filipinos, Filipino-Americans and Foreign Nationals alike) whom are looking to purchase a Condo Hotel Suite or refinance their investments through BDO's Home Loan"Lancaster Tower I Buyers can take advantage of this offer to free up some cash as well as to finance the fit-out of their units in the condotel pool or their business set up requirements in their commercial units or purchase pre-construction units in the new Lancaster Atrium Manila Condotels. For possible residence, or income property to retire-in-Philippines.

“Many of my previous clients whom have purchased units in Lancaster Suites Tower I are now set to cash in on their equity by availing of the new 15 year financing option to be able to reinvest in new units at Lancaster Atrium which is currently on pre-construction selling” said Collingz. Check our Downloads area for the application forms and general requirements... Last Updated ( Saturday, 05 January 2008 ) Read more...

What are the benefits to owning a Condotel Unit rather than other real estate investments? Rent Revenue: Condotel units will produce rental revenues. That revenue can partially or completely offset the costs of owning and maintaining the Vacation Home and give a Real estate investor good rates on return on his investments from a low 8% to a high 16% ROI per annum depending upon the purchase price and terms of payment for the Condo Hotel Suite.

Appreciation Potential: The best selling point of Condotels as investment property is the rate at which they appreciate. Especially when purchasing at the pre-construction stage of the project. The rate of appreciation throughout the Philippines is generally negative especially in rural areas. However, cities such as Metro Manila and Cebu see annual property appreciation rates depending upon locations between 10% to 18%.

The Philippines registered a net 11.5% real estate appreciation during 2006, the highest in South East Asia and pre-construction appreciation rates are much higher in 30% per annum range. Most Condotels are located specifically in areas that have seen and continue to see high appreciation rates such as Metro Manila and Mactan, Cebu.

Furthermore, it is the Condotel Properties that are seeing higher appreciation rates than traditional single family homes and condos.

Last Updated ( Saturday, 05 January 2008 ) Read more...

Interested In Owning Condo-Hotel Unit(s) Either For Rental Revenue or, For Vacation Residence, Fill Out Form Below, Will Contact You As Soon As Possible To Service Your Need To Retire-In-Philippines in the near future.

Recent Updates From Manila Office

[PLC International Marketing Networks] Lancaster Suites Manila Tower I Buy-to-Let Shop, Store Unitsþ From: Kimberly Gargallo Sent: Fri 2/08/08 5:53 AM To: Tony Angus

We currently have Retail Shops & Store Space on offer for immediate occupancy located on the upper and lower ground floors at Lancaster Suites [Manila] Tower I Shaw Boulevard, Metro Manila for the exclusive use as Water Station, Fast Food Outlet, Retail Store, Forex Exchange Shop, Travel Agency, Lobby Coffe Shop & Bank Premises

Lancaster Suites Manila Tower I Available Ready for Occupancy Lancaster Mall Shop & Store Units

Water Station - Ready for Occupancy

Lancaster Suites Manila Tower I - Water Station Store Unit. LG-103 Floor Area 19.53 sqm [210sqft] currently priced at Philippine Pesos: -Pph-1,979,560. 80 [Including Tax]

This unit is within the Lancaster Shopping Mall located on the Lower Ground Floor of the Podium Level. Current Special Offer: -Pph-50,000.00 Reservation and Balance Payable without interest over 12 consecutive equal monthly payments -Pph-160,796. 73.

Down Payment Option, Reservation -Pph-50,000. 00 then to be paid within 30 days 30% Down Payment of -Pph-578,868. 24 and balance payable over 12 equal monthly installments of -Pph-112,557. 71. Interest Free. Terms of payment on selected unitss may be extended to 24 months upon request.

Another option, Pay Cash and take a full 10% discount [Save -Pph- 197,956.08] on the contract price of the unit by making the -Pph- 50,000.00 Reservation and balance within 30 days [-Pph-1,731, 604.80]

Fast Food Outlet - Ready for Occupancy

Lancaster Suites Manila Tower I - Fast Food Store Unit. LG-105 Floor Area 70.97 sqm [765sqft] currently priced at Philippine Pesos: -Pph-7,193,519.20 [Including Tax]

This unit is within the Lancaster Shopping Mall located on the Lower Ground Floor of the Podium Level. Current Special Offer: -Pph-100,000.00 Reservation and Balance Payable without interest over 12consecutive equal monthly payments -Pph-591,126. 60.

Down Payment Option, Reservation -Pph-100,000. 00 then to be paid within 30 days 30% Down Payment of -Pph-2,128,055. 70 and balance payable over 12 equal monthly installments of -Pph-413,788. 62.Interest Free. Terms of payment on selected unitss may be extended to 24 months upon request.

Another option, Pay Cash and take a full 10% discount [Save -Pph- 719,351.92] on the contract price of the unit by making the -Pph- 100,000.00 Reservation and balance within 30 days [-Pph- 6,374,167.30]

Shop or Retail Store Outlet - Ready for Occupancy

Lancaster Suites Manila Tower I - Shop or Retail Store Unit. LG-107 Floor Area 91.19 sqm [982sqft] currently priced at Philippine Pesos: -Pph-9,243,018. 40 [Including Tax]

This unit is within the Lancaster Shopping Mall located on the Lower Ground Floor of the Podium Level. Current Special Offer: -Pph-150,000.00 Reservation and Balance Payable without interest over 12 consecutive equal monthly payments -Pph-757,751. 53.

Down Payment Option, Reservation -Pph-150,000. 00 then to be paid within 30 days 30% Down Payment of -Pph-2,727,905. 50 and balance payable over 12 equal monthly installments of -Pph-530,426. 07.Interest Free. Terms of payment on selected unitss may be extended to 24 months upon request.

Another option, Pay Cash and take a full 10% discount [Save -Pph- 924,301.84] on the contract price of the unit by making the -Pph- 150,000.00 Reservation and balance within 30 days [-Pph-8,168, 716.60]

Forex Exchange Shop - Ready for Occupancy

Lancaster Suites Manila Tower I - Forex Shop. UG-101 Floor Area 15.81 sqm [170sqft] currently priced at Philippine Pesos: -Pph- 1,699,891.20 [Including Tax]

This unit is within the Lancaster Shopping Mall located on the Upper Ground Floor Lobby of the Podium Level. Current Special Offer: -Pph-50,000.00 Reservation and Balance Payable without interest over 12 consecutive equal monthly payments -Pph-137,490. 93.Down Payment Option, Reservation -Pph-50,000. 00 then to be paid within 30 days 30% Down Payment of -Pph-494,967. 36 and balance payable over 12 equal monthly installments of -Pph-96,243. 66. Interest Free. Terms of payment on selected unitss may be extended to 24 months upon request.

Another option, Pay Cash and take a full 10% discount [Save -Pph- 169,989.12] on the contract price of the unit by making the -Pph- 50,000.00 Reservation and balance within 30 days [-Pph-1,479, 902.10]

Travel Agency - Ready for Occupancy

Lancaster Suites Manila Tower I - Travel Agency Unit. UG-102 Floor Area 26.11 sqm [282sqft] currently priced at Philippine Pesos: -Pph-2,807,347.20 [Including Tax]

This unit is within the Lancaster Shopping Mall located on the Upper Ground Floor Lobby of the Podium Level. Current Special Offer: -Pph-100,000.00 Reservation and Balance Payable without interest over 12 consecutive equal monthly payments -Pph-225,612. 26.

Down Payment Option, Reservation -Pph-100,000. 00 then to be paid within 30 days 30% Down Payment of -Pph-812,204. 16 and balance payable over 12 equal monthly installments of -Pph-157,928. 59.Interest Free. Terms of payment on selected unitss may be extended to 24 months upon request.

Another option, Pay Cash and take a full 10% discount [Save -Pph- 280,734.72] on the contract price of the unit by making the -Pph- 50,000.00 Reservation and balance within 30 days [-Pph-2,476, 612.50]

Lobby Coffee Shop - Ready for Occupancy

Lancaster Suites Manila Tower I - Lobby Coffee Shop. UG-103 Floor Area 139.88 sqm [1,508sqft] currently priced at Philippine Pesos: -Pph-15,039,897. 60 [Including Tax]

This unit is within the Lancaster Shopping Mall located on the Upper Ground Floor Lobby of the Podium Level. Current Special Offer: -Pph- 500,000.00 Reservation and Balance Payable without interest over 12 consecutive equal monthly payments -Pph-1,211,658. 10.

Down Payment Option, Reservation -Pph-500,000. 00 then to be paid within 30 days 30% Down Payment of -Pph-4,361,969. 10 and balance payable over 12 equal monthly installments of -Pph-848,160. 66. Interest Free. Terms of payment on selected unitss may be extended to 24 months upon request.

Another option, Pay Cash and take a full 10% discount [Save -Pph- 1,503,989.70] on the contract price of the unit by making the -Pph-500,000.00 Reservation and balance within 30 days [-Pph- 13,035,908.00]

Bank Premises - Ready for Occupancy

Lancaster Suites Manila Tower I - Bank Premises. UG-106 Floor Area 134.67 sqm [1,450sqft] currently priced at Philippine Pesos: -Pph-10,369,590.00 [Including Tax]

This unit is within the Lancaster Shopping Mall located on the Upper Ground Floor Lobby of the Podium Level. Current Special Offer: -Pph-500,000.00 Reservation and Balance Payable without interest over 12consecutive equal monthly payments -Pph-822,465. 83.

Down Payment Option, Reservation -Pph-500,000. 00 then to be paid within 30 days 30% Down Payment of -Pph-2,960,877. 00 and balance payable over 12 equal monthly installments of -Pph-575,726. 08.Interest Free. Terms of payment on selected unitss may be extended to 24 months upon request.

Another option, Pay Cash and take a full 10% discount [Save -Pph- 1,036,959.00] on the contract price of the unit by making the -Pph-500,000.00 Reservation and balance within 30 days [-Pph-8,832, 631.00]

Please note these are average floor areas. Actual unit sizes vary from floor to floor. Please note all Unit offers on Cash Basis will be given Priority Reservation Status. Unit Prices are booked in Philippine Pesos.

Lancaster Suites Manila Atrium Tower A Reservations For Available Preconstruction Lancaster Mall Shop & Store Units

Lancaster Mall Shops, Restaurants & Store Units For Completion 2011

Lancaster Atrium Tower A Shops, Restaurants & Store Units. Example: Floor Area 45.11 sqm [485sqft] at -Pph-95,760. 00/sqm. Philippine Pesos: -Pph-4,319,733. 60 [Including Taxes] These units are all within the Lancaster Shopping Mall located on the Lower & Upper Ground Floors of the Podium Level. Current Special Offer for the 45.11sqm Lower Ground Floor Shops, Restaurants and Store units provide purchases with -Pph-50,000. 00 Reservation and Balance Payable without interest over 72 consecutive equal monthly payments -Pph-59,301.86.

Alternatively Save -Pph-256,184. 00 by making the Reservation, -Pph-50,000.00 then within 30 days 30% Net Discounted Down Payment -Pph-1,024,736.06 and resulting Balance payable without interest over 72 consecutive equal monthly payments -Pph-41,511. 30.

Another option, Pay Cash and take a full 20% discount [Save USD 18,380.34] on the contract price of the unit by making the -Pph- 50,000.00 Reservation then, within 30 days, Pay 90% [-Pph- 3,065,208.19] and 10% [-Pph-340,578. 69] on unit Turnover from December 2010

Lancaster Atrium Tower A Commercial Units may now be Purchased on 12 Year Payment Plan Options

The Twelve [12] Year Payment Plan provides for Retail Store & Shop Units to be purchased with a Reservation of only -Pph-50,000. 00 for a 45.11sqm [350sqft] Tower A Commercial Store Unit [Contract Price -Pph-4,319,733. 60 ] then 48 consecutive monthly payments of only -Pph-31,133.47 [No Interest for the first 4 years]. During the first 4 years there is a Annual Lump Sum payable on the anniversary of thereservation date of -Pph-160,115. 01 and thereafter 96 monthly payments of -Pph-42,106. 43 to complete the balance of the purchase price.

Please note these are average floor areas. Actual unit sizes vary from floor to floor. Please note all Unit offers on Cash Basis will be given Priority Reservation Status. Unit Prices are booked in Philippine Pesos.

Lancaster Atrium Tower A Available Shop & Retail Space

LG-02 Shop & Commercial Space 61.30sqm/660sqft 5,870,088.00 Lancaster Suites Mall – Lower Ground

LG-03 Shop & Commercial Space 54.87sqm/590sqft 5,254,351.20 Lancaster Suites Mall – Lower Ground

LG-04 Shop & Commercial Space 46.73sqm/503sqft 4,474,864.80 Lancaster Suites Mall – Lower Ground

LG-05 Shop & Commercial Space 39.74sqm/430sqft 3,805,502.40 Lancaster Suites Mall – Lower Ground

LG-09 Shop & Commercial Space 89.65sqm/965sqft 8,584,884.00 Lancaster Suites Mall – Lower Ground

LG-10 Shop & Commercial Space 90.06sqm/970sqft 8,624,145.60 Lancaster Suites Mall – Lower Ground

UG-01 Shop & Commercial Space 38.86sqm/420sqft 3,960,611.20 Lancaster Suites Mall – Upper Ground

UG-02 Shop & Commercial Space 55.20sqm/595sqft 5,625.984.00 Lancaster Suites Mall – Upper Ground

UG-03 Shop & Commercial Space 46.53sqm/485sqft 4,742,337.60 Lancaster Suites Mall – Upper Ground

5th Floor Restaurant Space [Outdoor] 150.00sqm/1, 615sqft 14,364,000.00 Lancaster Suites Mall – Podium Deck

5th Floor Restaurant Space 226.18sqm/2, 435.00sqft 21,658,996.80 Lancaster Suites Mall – Podium Deck

For more information please do not hesitate to contact us: Tess G. Gargallo Pacific Concord Properties Inc. Shaw Boulevard, Mandaluyong City. Metro Manila. Philippines

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